This incantation is to be recited only if it appears that no chance of betterment in financial situation is possible.
After the hour of mid-night perform ablution. Sit on a prayer mat and recite the following 300 times.
After recitation Pray to God for betterment of the circumstances and go to sleep without talking to anyone. You will be blessed with divine help by the (pace of God at the most in twenty one clays in what ever way it might be like by God. the most Gracious.