This incantation is to be recited only if it appears that no chance of betterment in financial situation is possible.
After the hour of mid-night perform ablution. Sit on a prayer mat and recite the following 300 times.
After recitation this pray to Allah for betterment of the circumstances and go to sleep without talking to anyone. You will be blessed with divine help by the grace of Allah at most within twenty one days in what ever way that Allah the most Gracious wills.